Additionally, more than 650 banks and credit unions support Samsung Pay. When you use this electronic wallet, you can add any qualifying Visa, MasterCard or American Express credit cards. This electronic wallet is only available on the newest Samsung Galaxy phones, Galaxy S6 Edge+, Galaxy Note 5, Galaxy S6 active and Galaxy S2 and S3. Samsung Pay is much more limited than Android Pay and Apple Pay. And if your phone is lost or stolen, you can easily lock the phone, create a new password or completely wipe all financial information until the phone is recovered again. Instead of using your actual credit card number and other personal information when you use Android Pay, this application uses a virtual account number, ensuring that all your personal information is secured on your phone. Security is always a concern when it comes to your financial information. There is no fingerprint authentication required with this application. If the store has a newer card reader and accepts this mobile wallet, you can simply hold your phone to the card reader, while the phone is open. This allows you to transmit all your credit card information between your phone and the card reader. Android Pay uses near field communication technology (NFC). With Android Pay you don’t need to open the actual application when making a transaction. You can also store all your loyalty cards within the application as well, helping you maintain reward points. With Android Pay, you can add most credit, debit and gift cards to the application.
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